TYPES OF LOANS
We offer asset-based loans to borrowers who simply need capital fast. All loans are secured by commercial, multi-family, residential investment properties, Office buildings or Land. Hard Money financing provides funding for opportunistic acquisitions, quick refinancing, Construction, and other time-sensitive or unusual circumstances.
Conkreta Financial loans are exclusively originated by private money funds.
TERMS AND RATES
Loan amounts:
$200,000 – $15,000,000
Interest rates:
Between 7.98% to 12%
Terms:
6 to 36 months
Closing Period:
Typically 1 to 10 Business days
Origination fees:
1 to 3 points
Loan to value:
Up to 70%
Loan to cost:
Up to 85%
Amortization:
Interest only
Security:
First mortgage only
Locations:
Florida, New York and Texas

ACQUISITION
ACQUISITION
Acquisitions on:
- Land
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

REFINANCING
REFINANCING
Refinancing of:
- Land
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

CASH-OUT
CASH-OUT
Cash-out on:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

BRIDGE LOANS
BRIDGE LOANS
Bridge loans on:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

CONSTRUCTION LOAN
CONSTRUCTION LOAN
Construction loans for:
- Land
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

RENOVATIONS
RENOVATIONS
Renovations on:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

FIX AND FLIP
FIX AND FLIP
Fix and Flips for:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

SHORT SALES
SHORT SALES
Short sales for:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

WORKING CAPITAL LINES OF CREDIT
WORKING CAPITAL LINES OF CREDIT
Working capital lines of credit based on total annual revenues, account receivables, and inventory with low interest rate from Prime plus 1% to 3%.

ACQUISITION
ACQUISITION
Acquisitions on:
- Land
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

REFINANCING
REFINANCING
Refinancing of:
- Land
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

CASH-OUT
CASH-OUT
Cash-out on:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

BRIDGE LOANS
BRIDGE LOANS
Bridge loans on:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

CONSTRUCTION LOAN
CONSTRUCTION LOAN
Construction loans for:
- Land
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

RENOVATIONS
RENOVATIONS
Renovations on:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

FIX AND FLIP
FIX AND FLIP
Fix and Flips for:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

SHORT SALES
SHORT SALES
Short sales for:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

WORKING CAPITAL LINES OF CREDIT
WORKING CAPITAL LINES OF CREDIT
Working capital lines of credit based on total annual revenues, account receivables, and inventory with low interest rate from Prime plus 1% to 3%.

ACQUISITION
ACQUISITION
Acquisitions on:
- Land
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

REFINANCING
REFINANCING
Refinancing of:
- Land
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

CASH-OUT
CASH-OUT
Cash-out on:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

BRIDGE LOANS
BRIDGE LOANS
Bridge loans on:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

CONSTRUCTION LOAN
CONSTRUCTION LOAN
Construction loans for:
- Land
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

RENOVATIONS
RENOVATIONS
Renovations on:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

FIX AND FLIP
FIX AND FLIP
Fix and Flips for:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

SHORT SALES
SHORT SALES
Short sales for:
- Residential properties
- Commercial/Industrial properties
- Office buildings
- Multifamily

WORKING CAPITAL LINES OF CREDIT
WORKING CAPITAL LINES OF CREDIT
Working capital lines of credit based on total annual revenues, account receivables, and inventory with low interest rate from Prime plus 1% to 3%.